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Doing Homework

FHA( Federal Housing Admin)

is a government insured loan.



VA(Veteran Affairs)

is a loan only for current


honorably disharged veterans.


Conventional Loans(Conforming)

Fannie Mae and Freddie Mac




loan types
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Private Money/ Investor Loans

Non- conforming loans on a case by case bases. Investors normally want a min of 40- 60% in equity and proof of ability to repay. On average, terms are anywhere from 12- 36 months and maybe interest only.

Reverse Mortgages

A loan that is for individuals that are 62 or older that does not require any payments and is based on the equity in the home.

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